Comments on: How to get a mortgage in Italy as a non Italian http://www.lifeinabruzzo.com/how-to-get-a-mortgage-in-italy-as-a-non-italian/ All about Abruzzo in a cherry-picked fashion! Thu, 11 Mar 2010 02:33:58 +0000 http://wordpress.org/?v=2.8.4 hourly 1 By: Sergio http://www.lifeinabruzzo.com/how-to-get-a-mortgage-in-italy-as-a-non-italian/comment-page-1/#comment-172 Sergio Fri, 15 Jan 2010 15:29:41 +0000 http://www.lifeinabruzzo.com/guide/buying-house-in-abruzzo/how-to-get-a-mortgage-in-italy-as-a-non-italian/#comment-172 I am born and living in Canada all my life, HOWEVER, I am also Italian Citizen and looking to buy a home +- 150.000Euro. Can I get a mortgage in Italy, and is so, WHO can I speak to? I am born and living in Canada all my life, HOWEVER, I am also Italian Citizen and looking to buy a home +- 150.000Euro.

Can I get a mortgage in Italy, and is so, WHO can I speak to?

]]> By: ariella kristianson http://www.lifeinabruzzo.com/how-to-get-a-mortgage-in-italy-as-a-non-italian/comment-page-1/#comment-156 ariella kristianson Mon, 26 Oct 2009 15:36:48 +0000 http://www.lifeinabruzzo.com/guide/buying-house-in-abruzzo/how-to-get-a-mortgage-in-italy-as-a-non-italian/#comment-156 I too am looking for a mortgage and Barclays actually take a 1% arrangement fee plus a fee each month for the mortgage To be honest taking 1% off the mortgage right out of the gate is nothing short of stealing I too am looking for a mortgage and Barclays actually take a 1% arrangement fee plus a fee each month for the mortgage

To be honest taking 1% off the mortgage right out of the gate is nothing short of stealing

]]> By: Victor Pavlov http://www.lifeinabruzzo.com/how-to-get-a-mortgage-in-italy-as-a-non-italian/comment-page-1/#comment-143 Victor Pavlov Wed, 22 Jul 2009 11:32:28 +0000 http://www.lifeinabruzzo.com/guide/buying-house-in-abruzzo/how-to-get-a-mortgage-in-italy-as-a-non-italian/#comment-143 I am buying a house in Calabria (to the south of Tropea). Could you give me please names and e-mail to contact your office in Calabria for a mortgage. Thank you. I am buying a house in Calabria (to the south of Tropea). Could you give me please names and e-mail to contact your office in Calabria for a mortgage. Thank you.

]]> By: Sammy http://www.lifeinabruzzo.com/how-to-get-a-mortgage-in-italy-as-a-non-italian/comment-page-1/#comment-125 Sammy Thu, 04 Jun 2009 10:34:07 +0000 http://www.lifeinabruzzo.com/guide/buying-house-in-abruzzo/how-to-get-a-mortgage-in-italy-as-a-non-italian/#comment-125 Please note the Barlcays office in Abruzzo has been closed as from Spring 2009. The nearest Barclays office is in Rome or deal with HQ in Milan. Please note the Barlcays office in Abruzzo has been closed as from Spring 2009. The nearest Barclays office is in Rome or deal with HQ in Milan.

]]> By: maureen boyek http://www.lifeinabruzzo.com/how-to-get-a-mortgage-in-italy-as-a-non-italian/comment-page-1/#comment-123 maureen boyek Wed, 03 Jun 2009 19:41:28 +0000 http://www.lifeinabruzzo.com/guide/buying-house-in-abruzzo/how-to-get-a-mortgage-in-italy-as-a-non-italian/#comment-123 want to know about repossession in abruzzo mortgage with barclays want to know about repossession in abruzzo mortgage with barclays

]]> By: Ugo Vagniluca http://www.lifeinabruzzo.com/how-to-get-a-mortgage-in-italy-as-a-non-italian/comment-page-1/#comment-163 Ugo Vagniluca Wed, 22 Oct 2008 11:18:46 +0000 http://www.lifeinabruzzo.com/guide/buying-house-in-abruzzo/how-to-get-a-mortgage-in-italy-as-a-non-italian/#comment-163 Hello Giuliano With regards to your comments following on from this article may I suggest that before you comment about my fees, perhaps you can take some minutes of your time to read our Italian financial laws regarding "mediatori creditizi", especially the documents required to finance non-Italian buyers, these are the documents required by the bank that you work for too by law. You can see how these are applied to the letter of the law on the transparency page of my website, Foglio informativo. i advise you of to read with better attention the documents list required by bank for you work. Ugo (lifeinitaly) Hello Giuliano
With regards to your comments following on from this article may I suggest that before you comment about my fees, perhaps you can take some minutes of your time to read our Italian financial laws regarding “mediatori creditizi”, especially the documents required to finance non-Italian buyers, these are the documents required by the bank that you work for too by law. You can see how these are applied to the letter of the law on the transparency page of my website, Foglio informativo. i advise you of to read with better attention the documents list required by bank for you work. Ugo (lifeinitaly)

]]> By: Sammy http://www.lifeinabruzzo.com/how-to-get-a-mortgage-in-italy-as-a-non-italian/comment-page-1/#comment-18 Sammy Tue, 21 Oct 2008 12:53:23 +0000 http://www.lifeinabruzzo.com/guide/buying-house-in-abruzzo/how-to-get-a-mortgage-in-italy-as-a-non-italian/#comment-18 Hi Giuliano Perhaps matters have changed, this was our personal experience in 2005 when mortgages with Barclays were with BancaWoolwich and were dealt directly from Milan nothing was offered via Abruzzo. We have had a subsequent friend who too was turned down by Barclays hence him too turning to the 'paying broker' system in an attempt to secure a mortgage in Italy. With regard to the comment regarding savings this was given to us as the reason on the telephone by the Scandinavian representative of the bank who said that things were different in Italy to for example in the UK. Our comments regarding Italians living at home, I think that you will find there are a great number, which was confirmed last year (2007) by your previous finance minister Tommaso Padoa-Schioppa, who said it was vital to get reluctant Italians to fly the nest and become more independent. Currently, eight out of 10 Italians aged under 30 still live at home, and the average age for moving out is 36. "Let's get these big babies out of the house," said Mr Padoa-Schioppa, who left home himself at the age of 19 to work in Germany. "If young people stay with their parents, they do not get married or have any independence," he added. Italian men make up the bulk of those staying at home, at around 67 per cent, and a mocking phrase has even been coined to describe them: "Mammoni" or "Big Mummy's boys". - <a href="http://www.telegraph.co.uk/news/worldnews/1565237/Italy%27s-mamma%27s-boys-given-cash-to-fly-nest.html" rel="nofollow">read the article in full</a> Hi Giuliano

Perhaps matters have changed, this was our personal experience in 2005 when mortgages with Barclays were with BancaWoolwich and were dealt directly from Milan nothing was offered via Abruzzo. We have had a subsequent friend who too was turned down by Barclays hence him too turning to the ‘paying broker’ system in an attempt to secure a mortgage in Italy.

With regard to the comment regarding savings this was given to us as the reason on the telephone by the Scandinavian representative of the bank who said that things were different in Italy to for example in the UK.

Our comments regarding Italians living at home, I think that you will find there are a great number, which was confirmed last year (2007) by your previous finance minister Tommaso Padoa-Schioppa, who said it was vital to get reluctant Italians to fly the nest and become more independent.

Currently, eight out of 10 Italians aged under 30 still live at home, and the average age for moving out is 36.

“Let’s get these big babies out of the house,” said Mr Padoa-Schioppa, who left home himself at the age of 19 to work in Germany.

“If young people stay with their parents, they do not get married or have any independence,” he added.

Italian men make up the bulk of those staying at home, at around 67 per cent, and a mocking phrase has even been coined to describe them: “Mammoni” or “Big Mummy’s boys”. – read the article in full

]]> By: giuliano foresta http://www.lifeinabruzzo.com/how-to-get-a-mortgage-in-italy-as-a-non-italian/comment-page-1/#comment-17 giuliano foresta Tue, 21 Oct 2008 12:33:55 +0000 http://www.lifeinabruzzo.com/guide/buying-house-in-abruzzo/how-to-get-a-mortgage-in-italy-as-a-non-italian/#comment-17 Dear writer, my name is Giuliano Foresta and I'm a Barclays Bank agent for Abruzzo. I read the article and I would like to have my say about the matter: I'm sorry you had problems with your mortgage with Barclays, but it's not true you need to have a lot of savings for a mortgage request. I'm making mortgages for foreign people and so far I never had problem to finance them. I do not apply any fee for the service ( as you said Mr. Vagniluca does) and do not ask papers from years ago, but just the same documentation needed for an Italian. I believe the all process is easy and I don't agree with your "pessimistic" point of view. I'm looking forward to hearing your opinion. p.s. The most of Italians don't live with their parents after the age of 18.. Dear writer,
my name is Giuliano Foresta and I’m a Barclays Bank agent for Abruzzo.
I read the article and I would like to have my say about the matter:
I’m sorry you had problems with your mortgage with Barclays, but it’s not true you need to have a lot of savings for a mortgage request.
I’m making mortgages for foreign people and so far I never had problem to finance them.
I do not apply any fee for the service ( as you said Mr. Vagniluca does) and do not ask papers from years ago, but just the same documentation needed for an Italian.
I believe the all process is easy and I don’t agree with your “pessimistic” point of view.

I’m looking forward to hearing your opinion.

p.s. The most of Italians don’t live with their parents after the age of 18..

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